Earn 1.2% cashback on completed cruises and 4.0% on Gift Certificate purchases. Please be advised that some travel merchants do not post Reward + Donation until after your trip has been completed. You may notice $0.00 posted to your account as a placeholder. After your trip has been completed this will be replaced with the correct Reward + Donation. Some travel merchants may take up to 60 days after your trip has been completed to post to your account.